JJ Montanaro

Joseph “JJ” Montanaro is a financial planner with USAA’s Military Affairs’ Advocacy Group and is a CERTIFIED FINANCIAL PLANNER professional (CFP®). He is a native of Kansas City and graduated from the United States Military Academy, West Point, New York.

Montanaro has more than twenty years of experience as a financial planner. He served in the US Army for six years on active duty and retired as a lieutenant colonel in the United States Army Reserve.

JJ’s financial advice has appeared in numerous outlets including the Wall Street Journal, USA Today and the New York Times. He writes monthly personal finance columns for Military Spouse Magazine and American Legion Magazine and hosts the USAA Money Drill podcast.


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